Insurance

Introduction / Key takeaways – Insurance is a contract that transfers the financial risk of loss (health costs, property damage, liability, death, etc.) from…

Insurance Premium

An insurance premium is the amount you pay (usually periodically) to an insurance company to keep an insurance policy in force. In exchange for…

Insurance (2)

Key takeaways – Title insurance protects owners and lenders from financial loss due to defects or claims against a property’s title that arose before…

installment debt

An installment debt is a loan repaid in a series of scheduled, regular payments that include interest plus a portion of the principal. Most…

Insider Trading

Key takeaways – Insider trading is trading a company’s securities while in possession of material, nonpublic information. – “Insiders” can be officers, directors, 10%…

Initial Coin Offering (ICO)

Key takeaways – An initial coin offering (ICO) is a fundraising method in which a project issues and sells digital tokens to raise capital…

Inherited IRAs

Key takeaways – An inherited IRA (a “beneficiary IRA”) is created when someone inherits an IRA or employer-sponsored retirement account after the owner’s death.…

Inherent Risk in Financial Statements

What is inherent risk? – Inherent risk is the natural susceptibility of an account balance, class of transactions, or disclosure to a material misstatement…

Infrastructure

Introduction — definition and why it matters Infrastructure is the foundation of an economy: the networks, facilities, and systems that deliver goods and services…

Information Ratio (IR)

Summary – The Information Ratio (IR) measures a manager’s average excess return over a benchmark relative to the volatility (inconsistency) of those excess returns.…