Own Occupation Policy

An own‑occupation disability insurance policy (sometimes called “pure own‑occupation”) pays a benefit if you are unable to perform the material and substantial duties of…

Owner Earnings Run Rate

Owner earnings run rate is an extrapolated estimate of the cash flow available to owners over a defined period (most commonly a year) based…

Owners Equivalent Rent Oer

Key takeaways – Owners’ equivalent rent (OER) is the estimated monthly rent an owner would pay to live in the same home if they…

Owner Occupant

An owner-occupant is someone who both owns the title to a residential property and lives in that property as their primary residence. Lenders, government…

Overwriting

Overwriting is an options-selling strategy in which an investor who already owns shares writes (sells) call options against those shares to collect option premium.…

Overweight

Key takeaways – “Overweight” describes holding a larger share of an asset, sector, or country in a portfolio than is represented in the chosen…

Overvalued

Key takeaways – An overvalued stock is trading at a market price higher than what its fundamentals and future earnings prospects justify. – The…

Overtrading

Key Takeaways – Overtrading describes excessive buying and selling in an account. When done by a broker primarily to generate commissions it is called…

Oversupply

TL;DR Oversupply occurs when the quantity supplied of a good or service exceeds the quantity demanded at the current price, producing unsold inventory or…

Oversubscription Privilege

An oversubscription privilege (OSP) is a feature sometimes attached to a rights offering or warrant issuance that lets existing shareholders apply to buy additional…