Understanding 12b-1 Fees: What They Are and How They Impact Mutual Funds
What is a 12b-1 fee? A 12b-1 fee is an annual charge assessed against a mutual fund’s assets to pay for marketing, distribution and…
12b-1 Fund: What It Means and how It Works
Definition A 12b-1 fund is a mutual fund that uses part of its own assets to pay for distribution and marketing expenses. The term…
125 Loan
A 125% loan is a mortgage-style loan that lets a homeowner borrow an amount equal to 125% of a property’s appraised value. In loan…
SEC Form 10-Q: Definition, Deadlines for Filing, and Components
SEC Form 10‑Q is a quarterly report that public companies file with the U.S. Securities and Exchange Commission (SEC). It presents unaudited financial statements…
10-K Wrap: What It Is, How It Works, Elements
A 10‑K wrap is a short, company‑produced summary that pairs the formal SEC Form 10‑K filing with light editorial material from management (for example,…
SEC Release IA-1092: What it is, History
What it is SEC Release IA‑1092 is an interpretive release issued jointly in 1987 by the U.S. Securities and Exchange Commission (SEC) and the…
Form 1040EZ, and Why Is It No Longer Used?
Definition and purpose Form 1040EZ was the shortest, simplest individual income tax return that the U.S. Internal Revenue Service (IRS) offered prior to 2018.…
Form 1040-A: U.S. Individual Tax Return: Overview
Form 1040-A was a shortened, two-page version of the standard U.S. individual income tax return (Form 1040). It gave taxpayers with relatively simple financial…
Form 1040: U.S. Individual Tax Return Definition, Types, and Use
Form 1040, titled “U.S. Individual Income Tax Return,” is the standard federal form individual taxpayers use to report annual income, claim deductions and credits,…
100% Equities Strategy: What it Means, How it Works
A 100% equities strategy allocates all deployable capital to stocks—publicly listed shares, OTC equities, or private equity—rather than bonds or cash. The aim is…