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Out of the Money (OTM) Options

Key Takeaways – An out‑of‑the‑money (OTM) option has no intrinsic value — exercising it now would not be profitable. – OTM options retain extrinsic…

Other Real Estate Owned (OREO)

Other Real Estate Owned (OREO) is an accounting designation for real property a bank or other lender holds that is not part of its…

OTC Pink

• OTC Pink (now marketed as the Pink Open Market) is the lowest, most speculative tier of the OTC Markets Group’s three-tier OTC marketplace…

origination

Origination is the multi-step process lenders use to evaluate, approve and set up an amortized loan (most commonly a mortgage or home loan, but…

Origination Fee

Key takeaways – An origination fee is an upfront charge by a lender to process and create a loan; on mortgages it’s usually quoted…

Original Issue Discount (OID)

Key takeaways – An original issue discount (OID) is the difference between a debt instrument’s redemption (face) value and its price when first issued.…

Organizational Structure

An organizational structure is the formal system that defines how activities (such as task allocation, coordination, supervision, and decision making) are organized to achieve…

Organizational Behavior (OB)

Key takeaways – Organizational behavior (OB) is the academic study of how people behave and interact in organizational settings to improve individual, group, and…

Options

Options are derivative contracts that give the buyer the right — but not the obligation — to buy or sell an underlying asset (commonly…