reinsurance ceded

• Reinsurance ceded is the portion of risk (and associated premium) that a primary insurer transfers to a reinsurer to limit its net exposure…

Rehypothecation

What is rehypothecation? – Rehypothecation occurs when a lender (typically a broker or bank) takes assets that a client has pledged as collateral and…

Regressive Taxes

Introduction A regressive tax is one that takes a larger percentage of income from low‑income people than from high‑income people. Unlike progressive taxes, which…

Regression

Overview / Key Takeaways – Regression is a set of statistical tools for quantifying the relationship between a dependent (outcome) variable and one or…

Registered Investment Advisors (RIAs)

Overview – A Registered Investment Advisor (RIA) is a firm that provides advice about securities and often manages clients’ investment portfolios. RIAs are registered…

Refinance

A refinance (or “refi”) means replacing an existing loan with a new loan that has different terms. Most commonly people refinance mortgages, auto loans,…

redlining

Redlining is a discriminatory practice in which banks, insurers, mortgage providers, retailers, or other service providers deny, restrict, or charge more for services to…

recurring billing

• Recurring billing (also called automatic bill payment) is when a merchant automatically charges a customer on a prearranged schedule for goods or services.…

record date

• The record date (date of record) is the cutoff a company sets to determine which shareholders appear on its official books and will…

recession

A recession is a broad, significant, and sustained decline in economic activity across an economy. A common rule of thumb is two consecutive quarters…