Sell in May and Go Away

Overview – “Sell in May and go away” is a long-standing market adage that claims stocks underperform from May 1 to Oct. 31 (the…

self employment

Self-employment means you work for yourself rather than for an employer. Your income comes from clients or customers instead of a payroll employer. Self-employed…

Self Directed IRA (SDIRA)

A self-directed IRA (SDIRA) is an individual retirement account that gives you the same tax-advantaged treatment as a traditional or Roth IRA but allows…

Seigniorage

Introduction Seigniorage is the profit a government (or issuing authority) earns from creating money. At its simplest, it’s the difference between the face value…

security

A security is a tradable financial instrument that represents either (a) ownership in an entity (equity), (b) a creditor relationship (debt), or (c) rights…

Securitization

• Securitization converts pools of illiquid assets (mortgages, auto loans, credit card receivables, etc.) into tradable securities that pay principal and interest to investors.…

Securities Lending

Securities lending is the temporary transfer of a security (stocks, bonds, or other instruments) from a lender to a borrower, with the borrower providing…

Securities and Exchange Commission (SEC)

• The U.S. Securities and Exchange Commission (SEC) is an independent federal agency charged with protecting investors, maintaining fair, orderly, and efficient markets, and…

Sector

• A sector is a broad part of the economy made up of companies that perform similar or related activities (e.g., extracting raw materials,…

SEC Regulation D (Reg D)

Regulation D (Reg D) is a set of Securities and Exchange Commission (SEC) rules that creates exemptions from the normal SEC registration requirements for…