Origination Points

Origination points (sometimes called origination fees) are up‑front charges a lender or loan officer can collect to compensate for creating, underwriting, processing and approving…

Original Face

Key takeaways – Original face (or original face value) is the par value of a mortgage‑backed security (MBS) at issuance: the total principal outstanding…

Original Cost

Original cost (also called cost basis or historical cost) is the total amount paid to acquire an asset and put it into service. It’s…

Organized Labor

Key takeaways – Organized labor (labor unions) is workers banding together to negotiate collectively for pay, benefits, hours, safety and job protections. – Unions…

Organizational Economics

• Organizational economics applies economic ideas (incentives, contracts, transaction costs, property rights) to decisions and interactions inside firms rather than only in markets. –…

Organizational Chart

An organizational chart (org chart) is a visual diagram that shows how an organization is structured: the jobs or roles, the reporting relationships among…

Organisation Of Eastern Caribbean States Oecs

Key takeaways – The OECS is an intergovernmental organization that promotes economic integration, shared institutions, and policy harmonization among Eastern Caribbean islands (Treaty of…

Organic Growth

Organic growth is the increase in a company’s revenue, output or market share that comes from its own operations rather than from mergers, acquisitions,…

Organic Sales

Organic sales are the revenues a company generates from its own, ongoing operations — the sales that arise from a firm’s existing products, services,…

Ordinary Shares

Ordinary shares (also called common shares or common stock) represent fractional ownership in a corporation. Holders of ordinary shares share in the company’s gains…