Retracement

A retracement is a temporary move against the prevailing price trend of a financial instrument (stock, index, commodity, currency pair). In an uptrend a…

Retirement Income Certified Professional Ricp

Introduction A Retirement Income Certified Professional (RICP) is a financial professional who has completed specialized education in retirement income planning from the American College…

Retention Ratio

• The retention ratio (or plowback ratio) is the share of a company’s net income that is retained by the business rather than paid…

Retainer Fee

A retainer fee is an upfront payment a client makes to secure and pay for a professional’s services (commonly lawyers, consultants, accountants, and freelancers).…

Retail Investor

Retail (individual) investors are people who buy and sell securities—stocks, bonds, mutual funds, ETFs and, increasingly, alternative investments—using personal brokerage accounts. Unlike institutional investors…

Retail Sales

Retail sales measure the dollar value of finished goods sold to consumers through stores, restaurants and other out-of-store channels during a defined period (usually…

Resume

A resume is a concise, structured document that summarizes your qualifications — including work experience, education, skills, certifications, and notable accomplishments — used to…

Restructuring

Corporate restructuring is a deliberate, significant change to a company’s capital structure, operations, legal form, or ownership arrangements intended to improve financial health, operational…

Restructuring Charge

Key Takeaways – A restructuring charge is a one-time, nonrecurring expense a company records when it reorganizes operations (e.g., layoffs, plant closures, lease terminations)…

Restricted Cash

Restricted cash is cash that a company cannot freely use for day-to-day operations because it has been set aside (earmarked) for a specific purpose.…