Risk Based Capital Requirement

A risk‑based capital (RBC) requirement is a regulatory rule that ties the minimum capital a financial firm must hold to the risks in its…

Risk Assessment

Key takeaways – Risk assessment is the systematic process of identifying hazards, estimating the likelihood and impact of adverse events, and prioritizing actions to…

Ring Fence Mean

A ring-fence is a legal or accounting “virtual barrier” used to segregate and protect a portion of an organization’s (or an individual’s) assets or…

Right Of Rescission

The right of rescission is a consumer protection in the federal Truth in Lending Act (TILA) that lets certain borrowers cancel (or “rescind”) a…

Right To Work Law

A right‑to‑work (RTW) law prohibits agreements between employers and labor unions that require workers to join the union or pay union dues or fees…

Rights Offering Issue

What is a rights offering? – A rights offering is a way for a public company to raise capital by giving existing shareholders the…

Right Of First Refusal

Key Takeaways – A Right of First Refusal (ROFR) is a contractual right that gives its holder the priority to buy an asset by…

Rider

An insurance rider (also called an endorsement) is an amendment or add‑on to a primary insurance policy that changes its terms or adds specific…

Regulated Investment Company Ric

Key takeaways – A Regulated Investment Company (RIC) is a tax designation that lets certain investment funds pass most income (dividends, interest, capital gains)…

Rho

Rho (ρ) is a Greek that measures how much an option’s price changes when the risk‑free interest rate changes. Formally, rho is the partial…