Time Deposit

A time deposit (also called a term deposit) is a bank or credit-union deposit that earns interest for a pre‑set period and matures on…

Time Decay

Key takeaways – Time decay (theta) measures how an option’s value falls as time passes toward expiration. – Theta is almost always negative for…

Time Weighted Rate Of Return Twr

The time‑weighted rate of return (TWR) is a method for measuring the compounded growth rate of an investment portfolio over time while removing the…

Tilt Fund

Key takeaways – A tilt fund is an index-based mutual fund or ETF that keeps a core, benchmark-like holding mix but deliberately “tilts” toward…

Tight Monetary Policy

• Tight (contractionary) monetary policy is a central bank’s deliberate effort to slow economic growth and curb inflation by making money more expensive and…

Tier 2 Capital

Key takeaways – Tier 2 capital is the “supplementary” layer of a bank’s regulatory capital. It includes items such as revaluation reserves, certain hybrid…

Tier 1 Capital

Tier 1 capital is the highest-quality capital that a bank holds to absorb losses and remain a going concern. It is the core equity…

Tier 1 Leverage Ratio

The Tier 1 leverage ratio is a simple, regulator-focused measure of a bank’s core capital relative to its total (consolidated) assets and exposures. It…

Tier 1 Common Capital Ratio

• The Tier 1 common capital ratio (T1CCC) measures a bank’s core common equity (common stock, retained earnings, and other comprehensive income) relative to…

Times Interest Earned Tie Ratio

The times interest earned (TIE) ratio — also called the interest-coverage ratio — is a solvency metric that shows how many times a company’s…