U.S. Federal Income Tax Brackets (Tax Year 2025)
Overview – For tax year 2025 (returns filed in 2026) the federal individual income tax system remains progressive, with seven marginal tax rates: 10%,…
U.S. Department of Housing and Urban Development (HUD)
Key takeaways – HUD is the federal agency created in 1965 to support affordable housing, community development, and fair housing enforcement. (Source: Investopedia) –…
U 6 Unemployment Rate
Key takeaways – The U‑6 rate is the broadest official BLS measure of labor underutilization. It includes unemployed people, those marginally attached to the…
Type II Error False Negative
Key takeaways – A Type II error (beta) occurs when a researcher fails to reject a null hypothesis that is actually false — a…
Two and Twenty
Overview Two and twenty (often written “2 and 20”) is the classic fee structure used by many hedge funds and common in private equity…
Turnover
Turnover describes how quickly something owned by a business is replaced, sold or cycled through over a specific period. Depending on context, turnover can…
Turnover Ratio
Key takeaways – In investing, the turnover ratio (or turnover rate) is the percentage of a fund’s holdings that are replaced in a year.…
TSA PreCheck
Key takeaways – TSA PreCheck is a U.S. Transportation Security Administration (TSA) program that gives approved low‑risk travelers expedited security screening at participating U.S.…
Truth in Lending Act (TILA)
Source: Investopedia Additional authoritative resource: Consumer Financial Protection Bureau (CFPB) — / Overview The Truth in Lending Act (TILA), enacted in 1968 and implemented…
Trust
Key takeaways – A trust is a legal entity that holds and manages assets for the benefit of one or more beneficiaries. It is…