Utilities Sector

Key takeaways – The utilities sector includes companies that produce and deliver electricity, natural gas, water and sewage services, and related infrastructure. – Utilities…

Utilitarianism

Key Takeaways – Utilitarianism is an ethics theory that judges actions by their consequences for overall happiness or well‑being: “the greatest good for the…

Use Tax

Key takeaways – A use tax is a tax on tangible goods (and sometimes certain services) that you buy out of state (or online)…

USD Stand For

A practical, sourced guide to the U.S. dollar — what it is, why it matters, and steps you can take to use or assess…

USA PATRIOT Act

INTRODUCTION The USA PATRIOT Act (commonly “the Patriot Act”) is a sweeping U.S. federal law enacted in the wake of the September 11, 2001…

uptrend

• An uptrend is a sustained period in which an asset makes higher highs and higher lows; as long as that pattern holds the…

Upstream in Oil & Gas

Upstream refers to the earliest stages of the oil and gas industry: locating (exploration) and extracting (production) hydrocarbons from underground or under the seabed.…

Uphold

• Uphold is a cloud-based, multi-asset financial platform that lets users hold, move, convert, and transact in fiat currencies, cryptocurrencies, equities, and some precious…

Unsystematic Risk

Key takeaways – Unsystematic risk (aka idiosyncratic or diversifiable risk) is the portion of an investment’s risk that is specific to a company or…

unsecured loan

An unsecured loan is debt that isn’t backed by collateral — no house, car, jewelry, or other asset is pledged to guarantee repayment. Lenders…