Summary:Gold continues to rally in a strong bullish trend, forming higher highs and higher lows. Demand zones between 4180–4220 remain key supports for buyers, suggesting the uptrend is intact as long as price stays above these…
What Is the Earned Income Tax Credit (EITC)? The Earned Income Tax Credit (EITC or EIC) is a refundable federal tax credit for low- and moderate‑income workers and families. It reduces tax liability dollar‑for‑dollar and can produce a refund when the credit exceeds the taxpayer’s tax bill. The credit’s size depends on earned income, filing ... Read more
What is the Accumulation/Distribution (A/D) indicator? – The A/D indicator is a running (cumulative) technical measure that combines price action and trading volume to estimate whether market participants are more often buying (accumulating) or selling (distributing) a security over time. It tries to reveal whether the flow of money behind price moves supports the prevailing ... Read more
What is communism (short definition) – Communism is a political and economic doctrine that seeks to create a classless society by replacing private ownership of productive assets with communal or state ownership. In theory, production and distribution are organized so that goods are shared “according to need” rather than allocated by market prices or private ... Read more
What Is NAVPS? Net asset value per share (NAVPS), also called book value per share, is the per-share value of a fund’s or company’s net assets. It is calculated by taking the fund’s total net asset value (assets minus liabilities) and dividing by the number of shares outstanding. For mutual funds, NAVPS is the price ... Read more
Title: What Is a Numeraire — Definition, Uses, and Practical Steps Key takeaways – A numeraire is a chosen unit of account (a benchmark or base asset) used to express and compare values across goods, currencies, or financial instruments. – In economics and markets the U.S. dollar often serves as a numeraire for commodity pricing; ... Read more
What is an alternative investment? – An alternative investment is any asset class outside the traditional trio of publicly traded stocks, bonds, and cash equivalents. Alternatives include tangible items (real estate, art, commodities), private-company stakes (venture capital, private equity), private loans (peer-to-peer lending), and newer digital instruments such as cryptocurrencies. They are typically less standardized, ... Read more
What is an International Securities Identification Number (ISIN)? Key takeaways – An ISIN is a globally recognized 12‑character alphanumeric code that uniquely identifies a specific security (equity, bond, fund unit, derivative, etc.). – ISINs are issued by each country’s National Numbering Agency (NNA) and follow the ISO 6166 standard. – ISINs help with trade processing, ... Read more
Title: Expected Loss Ratio (ELR) Method — What It Is, How to Use It, and Practical Steps What is the Expected Loss Ratio (ELR) method? – The Expected Loss Ratio (ELR) method is a reserving technique insurers use to estimate future claims (ultimate losses) relative to earned premiums when reliable historical claims-development data are limited ... Read more
What is a B‑School? A “B‑School” is shorthand for a business school: an accredited college or university program that concentrates on business-related subjects. B‑Schools include undergraduate business majors and graduate programs; the most widely recognized graduate credential is the Master of Business Administration (MBA), which teaches management, strategy, finance, and related skills. Common topics taught ... Read more
Source: https://www.investopedia.com/terms/g/grantor.asp Other references: National Council on Aging (Living Trust vs. Will), U.S. Securities and Exchange Commission (Investor Bulletin: An Introduction to Options), Cornell Law School LII (Irrevocable Trust), New York City Bar Association (Spendthrift Trust), U.S. Office of Government Ethics (Call or Put Option (Written)) What is a Grantor? A grantor is the person ... Read more
What is Gross Processing Margin (GPM)? Gross Processing Margin (GPM) is the simple dollar spread between the cost of a raw commodity input and the revenue received from selling the finished product(s) that result from processing that input. It is a key measure for commodity processors (refiners, crushers, packers, meat processors, etc.) and for traders ... Read more
What Is the Macro Environment? The macro environment is the set of broad external economic, political, social and technological forces that shape the overall economy and therefore influence the operating context for all businesses. Unlike microenvironment factors (suppliers, customers, competitors), macro variables act at the economy-wide level—affecting demand, costs, access to capital and consumer behavior ... Read more