Summary:Gold continues to rally in a strong bullish trend, forming higher highs and higher lows. Demand zones between 4180–4220 remain key supports for buyers, suggesting the uptrend is intact as long as price stays above these…
What Is Hazard Insurance? Hazard insurance is the part of a homeowners insurance policy that protects the physical structure of your home (dwelling) and nearby structures (garage, sheds) against sudden, accidental perils such as fire, wind, hail, lightning, and snow damage. When a covered event substantially damages or destroys the dwelling, hazard coverage pays to ... Read more
What is indexation? Indexation (also called indexing or escalating) is the practice of automatically adjusting a price, payment, tax base, or asset value by linking it to a published price index or other predetermined reference. The goal is to preserve a target relationship—such as a fixed profit margin, a stable real purchasing power, or tax-bracket ... Read more
Key takeaways – Dumping occurs when a firm or country exports a product at a price lower than the price charged for the same product in its home market (or lower than its cost), often to gain market share in the importing market. (Investopedia) – Dumping itself is not automatically illegal under World Trade Organization ... Read more
What is a bid price? A bid price is the highest amount a buyer is prepared to pay for an asset at a given moment. In most markets you will see two quoted prices for a security: the bid (what buyers will pay) and the ask or offer (what sellers want). The gap between them ... Read more
What is an earnings estimate? An earnings estimate is an analyst’s projection of a company’s future earnings per share (EPS) for a specific period (typically a quarter or a year). These projections are a central input to valuation models (e.g., discounted cash flow, multiple-based analysis) and are widely used by investors and market participants to ... Read more
Title: The Michigan Consumer Sentiment Index (MCSI) — What It Is, How It’s Built, and How to Use It Key Takeaways – The MCSI is a monthly measure of U.S. consumer confidence produced by the University of Michigan’s Survey of Consumers; it gauges households’ views of their finances and the economy (preliminary mid‑month, final end‑month). ... Read more
Title: The Dividends Received Deduction (DRD) — What It Is, How It Works, and Practical Steps to Claim It Summary The Dividends Received Deduction (DRD) is a U.S. corporate tax provision that lets a corporation deduct a specified portion of dividends it receives from other corporations. The primary policy goal is to reduce or eliminate ... Read more
Title: Home Country Bias — What It Is, Why It Matters, and Practical Steps to Fix It Key takeaways – Home country bias is the tendency for investors to overweight stocks from their own country relative to the rest of the world. – It’s widespread: many investors hold far more domestic equity than their country ... Read more
Title: Market Value of Equity — What it Is, How to Calculate It, and How Investors Use It What is Market Value of Equity? – Market value of equity, commonly called market capitalization (market cap), is the total dollar value investors assign to a company’s equity. It equals the company’s current share price multiplied by ... Read more
What Is Form 1040? Form 1040, titled “U.S. Individual Income Tax Return,” is the standard federal form individual taxpayers use to report annual income, claim deductions and credits, and calculate whether they owe additional tax or are due a refund. It collects personal details (name, filing status, Social Security number), sources of income (wages, interest, ... Read more
What are Flow of Funds (FOF)? Flow of funds (FOF) accounts are comprehensive macroeconomic financial accounts that record how money moves among sectors of an economy—who acquires which financial assets and who takes on which liabilities over a given period. They are compiled using double‑entry accounting so that every change in one sector’s balance sheet ... Read more
What Is a Dividend Reinvestment Plan (DRIP)? A Dividend Reinvestment Plan (DRIP) is a program that lets shareholders automatically use cash dividends to buy additional shares — often including fractional shares — of the same company instead of receiving the dividend as cash. Many DRIPs are offered by the issuing company (company- or transfer-agent‑sponsored), while ... Read more